We have created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website, HomeEquityLoan555.Com.
We recognizes the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers' needs.
What Information Do We Collect?
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.
1. Personal Information You Choose to Provide
When you register for any of our products, services or newsletters you will provide us information about yourself.
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.
2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see
explanation below, "What Are Cookies?") and web server log files to collect information about how our Web site is
used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages
viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.
How Do We Use the Information That You Provide to
We use personal information for purposes of administering
our business activities, providing the products and services you requested, to process your payment, , to monitor
the use of the service, our marketing and promotional efforts and improve our content and service offerings, and
customize our site's content, layout, services and for other lawful purposes. These uses improve our site and
better tailor it to meet your needs.
Furthermore, such information may be shared with others on
an aggregate basis. Personally identifiable information or business information will not be shared with parties
except as required by law.
Occasionally, we may also use the information we collect to
notify you about important changes to our Website, HomeEquityLoan555.Com, new services, and special offers we think
you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at
the link provided on the newsletter.
What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web
site, that site's computer asks your computer for permission to store this file in a part of your hard drive
specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's
preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it
has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies.
However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse
function as effectively when viewed by the users. A
cookie cannot retrieve any other data from your hard drive or pass on computer viruses.
How Do We Use Information We Collect from Cookies?
conjunction with our Web server's log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.
Cookies and AdSense
Third parties, such as Google AdSense, may place and read cookies on your browser, or use web beacons to collect information, while serving ads on this web site.
Here is how Google explains cookies: "A 'cookie' is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows that site to recognize your browser. Cookies may store user preferences and other information. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some website features or services may not function properly without cookies."
Cookies and Kontera
We use third-party companies to serve ads and collect non-personally identifiable information (e.g., the pages you visit and which links you click, which ads you see and click on and the categories of search terms you enter) when you visit our web site. These companies may use the information outlined above (which does not include your name, address, email address or telephone number) about your visits to this and other web sites in order to provide advertisements about goods and services of interest to you. These companies often use a cookie or third party web beacon to collect this information. If you would like more information about this practice and to know your choices about not having this information used by these companies, please visit this page: NAI universal user opt-out.
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number
that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.
Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.
How Can You Access and Correct Your
You may request access to all your personally identifiable information that we collect online and maintain in our
database by emailing us.
What About Legally Compelled Disclosure of
We may disclose information when
legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the
protection of our legal rights. We may also disclose account information when we have reason to believe that
disclosing this information is necessary to identify, contact or bring legal action against someone who may be
violating our Terms of Service or to protect the safety of our users and the Public.
What About Other Web Sites Linked to Our Web
We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or
content contained therein. Often links to other Web sites are provided solely as pointers to information on topics
that may be useful to the users of our Web site.
Please remember that when you use a link to go from our
web site, including web sites, which have a link on our Website, is subject to that Web site's own rules and
policies. Please read over those rules and policies before proceeding.
By using our Web site you consent to our collection and use of your personal information as described in this
Our Commitment To Data
Please note that your information will be stored and
processed on our computers in the United States. The laws on holding personal data in the United States may be less
stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access, maintain data
accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and
managerial procedures to safeguard and secure the information we collect online.
This site allows visitors to unsubscribe so that they will not receive
future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically
Surveys & Contests
From time-to-time our site requests information from users
via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore
has a choice whether or not to disclose this information. Information requested may include contact information
(such as name and shipping address), and demographic information (such as zip code, age level). Contact information
will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or
improving the use and satisfaction of this site.
A Special Note About Children
Children are not eligible to use our services unsupervised
and we ask that children under the age of 14 do not submit any personal information to us. If you are a minor, you
can use this service only in conjunction with permission and guidance from your parents or guardians.
Acquisition or Changes in Ownership
In the event that the web site, or a substantial portion of
its assets, is acquired, your information would be considered part of those assets, and may be part of those assets
that are transferred.